Company
News
Employee of the Year
Richard Kiley has been awarded with employee of the year for 2006. Richard has
demonstrated exceptional customer service standards, has received a tremendous
amount of praise from many clients, and has set the bar for Loan Officers
employed by First Security Financial Services
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Making a Difference
First Security is dedicated to helping out each and every one of their customers
making sure they custom tailor a mortgage to fit each individual's/family's
needs. In 2006 First Security helped place many consumers into homes that were
unable to find a company to invest a little bit of extra time into them due to
unfortunate circumstances. Our goal is to make a difference in each and every
person's life that we are fortunate enough to work with.
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Credit Scoring and Reporting
Credit scoring has become such an important item in a person's life in this day
and age that it is only appropriate that more education should be provided in
regards to credit scoring. Click the following link for a tremendous article on
credit scoring, how it works, how to obtain a free credit report, and many other
interesting facts.
Credit
Education
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Ohio Senate Bill 185
Ohio Senate Bill 185 went into effect on January 1st, 2007. While this law has
been created to help combat and put an end to predatory lending and unscrupulous
lending acts, this act will have other side effects on consumers as well. There
have been a handful of lenders thus far who will not lend in the state of Ohio
as a result of this act and the number of mortgage lending programs available to
consumers in the state of Ohio is going to decrease as well. For example stated
income loans and alternative income verification loans are going to be very hard
if not impossible to find. With some lenders not lending in the state of Ohio
this will obviously lower the amount of financing options available to consumers
as well. As time passes by with this new law in place we will update this
section so stay tuned for more information.
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Information listed above is to be used for educational purposes only and is not guaranteed
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